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California IBank Small Business Loan Guarantee Program

California Infrastructure and Economic Development Bank (IBank)IBANK-SBLRefreshed 12 days ago
Do I qualify?
Who can apply

Businesses

Government-funded

Max funding

$2.5M

per applicant

Type

Loan

Below-market financing

Deadline

Rolling

No fixed cutoff

Timing

Rolling

Apply when you're ready

Complexity

Moderate

Underwriting required

About This Program

Provides loan guarantees of up to 95% to help California small businesses access capital from participating lenders, targeting underserved businesses that cannot qualify for conventional financing.

Key Requirements & Eligibility

  • 1Must be a California-based small business with 1–750 employees
  • 2Loan must be from a participating financial development corporation (FDC) or lender
  • 3Guarantee covers up to 95% of loan amount; loans up to $2.5M
  • 4Priority: businesses in low-wealth or rural communities, veteran-owned, or woman-owned
  • 5Business must demonstrate ability to repay and show that the guarantee is necessary

Do I qualify?

Answer the questions below for a rules-based self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.

0 of 5 answered

1.Must be a California-based small business with 1–750 employees

2.Loan must be from a participating financial development corporation (FDC) or lender

3.Guarantee covers up to 95% of loan amount; loans up to $2.5M

4.Priority: businesses in low-wealth or rural communities, veteran-owned, or woman-owned

5.Business must demonstrate ability to repay and show that the guarantee is necessary

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