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Hawaii Green Infrastructure Authority — GEMS Loan Program

Hawaii Green Infrastructure Authority (HGIA)HI-GEMS
Max per Applicant

$1.0M

Maximum a single org can receive

Deadline

Rolling / No deadline

Jurisdiction

Hawaii

About This Program

Provides low-interest on-bill financing for clean energy upgrades at commercial and multifamily properties. Loans are repaid through utility bills, making upgrades accessible without upfront capital.

Key Requirements & Eligibility

  • 1Applicant must be a commercial or multifamily property owner in Hawaii
  • 2Project must include qualifying clean energy or energy efficiency improvements
  • 3Repayment made through HECO utility bill — on-bill financing
  • 4Loan term up to 20 years at below-market rates
  • 5No down payment required; cost tied to property meter

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Apply or Learn More

Visit the official page to review full eligibility requirements and apply.

Official Source
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Applicable Industries

Building ElectrificationClean TechnologyReal EstateEnergy Management
Official Source