$100K
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
On-bill financing loans for Hawaii businesses and households to install solar, energy storage, EV charging, and energy efficiency upgrades, repaid through utility bills at below-market interest rates.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Property must be connected to a Hawaii regulated utility
2.Eligible: solar PV, battery storage, EV chargers, LED lighting, HVAC upgrades
3.Loan amounts: $1,500–$100,000 for commercial; $1,500–$20,000 for residential
4.Interest rate: 3% fixed; repaid via electricity bill
5.No minimum credit score; underwriting based on utility payment history
NCDOR · North Carolina
Provides state income tax credits for investments in renewable energy equipment and energy efficiency improvements for business properties in North Carolina, stackable with federal ITC.
LPO · United States
Offers federal loan guarantees for innovative clean energy projects that struggle to access conventional financing. Supports first-of-kind commercial-scale projects in renewable energy, storage, advanced nuclear, and industrial decarbonization.
ACA · Arizona
Provides Arizona corporate income tax credits for qualified renewable energy operations manufacturing solar, wind, geothermal, or fuel cell equipment in Arizona, creating qualifying jobs.