Businesses, Gov entities
Government-funded
$1.0M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Provides long-term financing for energy improvements to commercial and residential properties in Maine, repaid through a property tax assessment over up to 20 years at rates below conventional financing.
Do I qualify?
Answer the questions below for a rules-based self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Must be a Maine commercial or residential property owner in a participating municipality
2.Eligible improvements: solar, heat pumps, insulation, windows, roofing, EV chargers
3.No minimum credit score; approval based on property equity and ability to service assessment
4.Commercial PACE: no maximum; repaid over up to 20 years
5.Municipality must have adopted PACE enabling ordinance
IRS · United States
Allows businesses to deduct up to $5.65/sq ft for commercial buildings achieving significant energy savings through improvements to HVAC, lighting, and building envelope systems. IRA expanded the deduction and allowed non-profits and government to allocate it.
CDFI Fund · United States
Attracts private investment into low-income communities by allowing investors to receive a 39% federal tax credit over 7 years on investments made through certified Community Development Entities (CDEs).
IRS · United States
The nation's largest affordable rental housing production program, providing dollar-for-dollar federal tax credits to developers who build or rehabilitate affordable rental housing and maintain income and rent restrictions for 30+ years.