Businesses
Government-funded
$2.0M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Direct loans and loan guarantees from NJEDA for small and mid-size New Jersey businesses that cannot access conventional financing. Loans of $50,000–$2 million at below-market rates for working capital, equipment, real estate, and business acquisition.
Do I qualify?
Answer the questions below for a rules-based self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.New Jersey-based business
2.Annual revenues under $10 million (standard program)
3.Loan: $50,000–$2 million at below-market interest rates
4.Must demonstrate creditworthiness and business viability
5.Priority for businesses in underserved communities
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Full state and local sales and use tax exemption (7.25–10%) on equipment purchases for California manufacturers of solar, wind, batteries, EVs, fuel cells, and green building materials. Reduces equipment procurement costs with board pre-approval.
Utah OEO · Utah
30% state income tax credit on new employee wages for businesses creating 5+ jobs in rural Utah Economic Opportunity Zones. Meaningful incentive to locate outside Salt Lake's urban corridor, with a 5-year credit period.
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Sales tax abatements (up to 2%), property tax abatements, and Modified Business Tax credits for clean energy manufacturers locating or expanding in Nevada. Targets solar, wind, battery storage, and EV-related product manufacturers creating 10+ jobs.