Businesses
Government-funded
$500K
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Loan portfolio insurance program enabling Oklahoma banks to make credit-challenged small business loans. The state contributes to a reserve fund alongside the bank and borrower, allowing lenders to make loans up to $500,000 that would otherwise exceed their risk tolerance.
Do I qualify?
Answer the questions below for a rules-based self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Oklahoma-based small business
2.Loan up to $500,000 through a participating Oklahoma lender
3.State contributes 3% of loan to reserve fund
4.Business contributes 3%; bank contributes 3% to reserve
5.Reserve covers losses, enabling riskier loans to creditworthy businesses
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