Businesses
Government-funded
$200K
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Low-interest loans of $100,000–$200,000 for small Pennsylvania businesses that cannot access conventional financing. Available for equipment, working capital, or land and building acquisition, with interest rates typically at 3% for disadvantaged businesses and 5% for others.
Do I qualify?
Answer the questions below for a rules-based self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.100 or fewer full-time employees
2.Loan: $100,000–$200,000
3.Rates: 3% (economically disadvantaged business) / 5% (standard)
4.Must have been denied conventional bank financing
5.Project must create or retain jobs
LPO · United States
Offers federal loan guarantees for innovative clean energy projects that struggle to access conventional financing. Supports first-of-kind commercial-scale projects in renewable energy, storage, advanced nuclear, and industrial decarbonization.
NCDOR · North Carolina
Provides state income tax credits for investments in renewable energy equipment and energy efficiency improvements for business properties in North Carolina, stackable with federal ITC.
CDFI Fund · United States
Attracts private investment into low-income communities by allowing investors to receive a 39% federal tax credit over 7 years on investments made through certified Community Development Entities (CDEs).