$500K
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Provides loan guarantees and direct loans to Rhode Island small businesses under the State Small Business Credit Initiative (SSBCI). Focuses on businesses in underserved markets and capital-constrained industries.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Business must be a for-profit entity in Rhode Island with 500 or fewer employees
2.Must demonstrate need for capital for growth or recovery
3.Loan guarantee program: bank retains loan, state guarantees 20–33%
4.Direct loan program available for highest-need businesses
5.Priority: minority-owned, women-owned, and rural businesses
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