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SBA 7(a) Small Business Clean Energy & Sustainability Loan

U.S. Small Business Administration (SBA)SBA-7A-CE
Max per Applicant

$5.0M

Maximum a single org can receive

Deadline

Rolling / No deadline

Jurisdiction

United States

About This Program

The SBA 7(a) loan program provides government-guaranteed financing for small businesses pursuing clean energy projects, energy efficiency upgrades, and sustainability investments. IRA amendments expanded eligible uses to include solar, EV charging, energy storage, and efficiency retrofits.

Key Requirements & Eligibility

  • 1Applicant must be a for-profit small business operating in the United States
  • 2Business must meet SBA size standards for its industry (typically <500 employees)
  • 3Eligible uses: solar panels, EV charging stations, energy storage, HVAC upgrades, insulation
  • 4Maximum loan amount: $5 million; government guaranty up to 85% for loans โ‰ค$150K, 75% above
  • 5Must demonstrate ability to repay from business cash flow
  • 6Personal guarantee required from all owners with 20%+ equity stake
  • 7Cannot be delinquent on any existing federal debt

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Apply or Learn More

Visit the official page to review full eligibility requirements and apply.

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Applicable Industries

Energy ManagementManufacturingRetailClean TechnologyFleet
Official Source