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USDA Business & Industry Loan Guarantee Program

USDA Rural Development (USDA-RD)USDA-B&I
Max per Applicant

$25.0M

Maximum a single org can receive

Deadline

Rolling / No deadline

Jurisdiction

United States

About This Program

Loan guarantees up to 80% for rural businesses creating or saving jobs, available for virtually any legal business purpose including real estate, equipment, and working capital in communities under 50,000 population.

Key Requirements & Eligibility

  • 1Business must be located in a rural area (under 50,000 population)
  • 2Loan guarantee: 80% for loans up to $5M; 70% up to $10M; 60% up to $25M
  • 3Maximum loan: $25M ($40M for certain rural cooperatives)
  • 4Eligible: for-profit businesses, cooperatives, nonprofits, federally recognized tribes
  • 5Must demonstrate repayment ability; lender must retain 20โ€“40% unguaranteed

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Apply or Learn More

Visit the official page to review full eligibility requirements and apply.

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Applicable Industries

Agriculture & RuralManufacturingTourismSmall Business
Official Source