$25.0M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Loan guarantees up to 80% for rural businesses creating or saving jobs, available for virtually any legal business purpose including real estate, equipment, and working capital in communities under 50,000 population.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Business must be located in a rural area (under 50,000 population)
2.Loan guarantee: 80% for loans up to $5M; 70% up to $10M; 60% up to $25M
3.Maximum loan: $25M ($40M for certain rural cooperatives)
4.Eligible: for-profit businesses, cooperatives, nonprofits, federally recognized tribes
5.Must demonstrate repayment ability; lender must retain 20–40% unguaranteed
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NCDOR · North Carolina
Provides state income tax credits for investments in renewable energy equipment and energy efficiency improvements for business properties in North Carolina, stackable with federal ITC.